Step 1: Prepare the Caramel

1. Melt the Caramel: In a microwave-safe bowl, combine the caramel bits or unwrapped soft caramel candies with the heavy cream. Microwave in 20-second intervals, stirring between each interval, until the caramel is fully melted and smooth. Be careful not to overheat, as caramel can burn easily. The heavy cream helps to create a smooth, pourable caramel that’s perfect for coating the Ritz crackers.
2. Let the Caramel Cool Slightly: Allow the melted caramel to cool for a minute or two. This will make it easier to handle and prevent it from melting the chocolate if you choose to drizzle it on top later.

Step 2: Assemble the Ritz Cracker Treats

1. Lay Out the Ritz Crackers: Place a layer of Ritz crackers on a baking sheet lined with parchment paper. This prevents the treats from sticking and makes for easy cleanup.
2. Add a Layer of Caramel: Using a spoon, drizzle a small amount of caramel over each Ritz cracker. Aim to cover the center of each cracker, leaving a bit of space around the edges to avoid overflow. The caramel should be thick enough to hold its shape but smooth enough to spread slightly.
3. Sprinkle with Peanuts: Immediately after adding the caramel, sprinkle a few chopped peanuts over each cracker while the caramel is still warm. The peanuts will stick to the caramel as it cools, adding a satisfying crunch and a salty contrast to the sweetness.
4. Top with Another Ritz Cracker: Place a second Ritz cracker on top of each caramel-covered cracker to create a sandwich. Gently press down so that the caramel spreads slightly, holding the layers together.

Step 3: Chill the Treats

1. Refrigerate: Place the baking sheet in the refrigerator for about 15-20 minutes, or until the caramel has firmed up. This helps the treats hold their shape and makes them easier to handle for the next step.
2. Prepare the Chocolate (Optional): While the treats are chilling, melt the chocolate chips or melting chocolate in a microwave-safe bowl. Microwave in 15-second intervals, stirring between each interval, until smooth. If the chocolate is too thick, stir in a tablespoon of vegetable oil to thin it out, making it easier to drizzle.

Step 4: Decorate the Treats

1. Drizzle with Chocolate (Optional): Remove the treats from the refrigerator and drizzle the melted chocolate over the top of each one using a spoon or a piping bag. The chocolate adds a touch of decadence and a visually appealing finish.
2. Add Toppings (Optional): While the chocolate is still wet, sprinkle a pinch of sea salt, a few extra peanuts, or colorful sprinkles over each treat. The sea salt adds a salty-sweet contrast, while the sprinkles make the treats more festive for holidays or special occasions.
3. Chill Again: Return the treats to the refrigerator for another 10 minutes to allow the chocolate to set.

Step 5: Serve and Enjoy

1. Serve: These Caramel Peanut Ritz Cracker Treats are best enjoyed slightly chilled, but they can also be served at room temperature. Place them on a serving platter or in decorative bowls for a party, potluck, or family gathering.
2. Store Leftovers: Store any leftovers in an airtight container at room temperature for up to 5 days or in the refrigerator for up to 1 week. If you plan to gift them, place them in decorative tins or gift boxes for a thoughtful, homemade present.